Fluidly, Finmark, Mosaic, Causal

Your tool was shut down or bought. What now?

Several cash and planning tools for small and mid-sized finance teams have closed or changed hands since 2022. Here are the dates, and an honest view of what Halfkit can and can't take over.

As of October 2026, from each vendor's public pages

What happened

The dates.

  1. Finmark

    Bought by BILL. Acquired

  2. Fluidly

    Closed to customers. Shut down

  3. Causal

    Acquired by Lucanet. Acquired

  4. Mosaic

    Acquired by HiBob. Acquired

  5. Finmark

    Standalone product sunset, as reported. Shut down reported

Causal and Mosaic were acquired, not shut down. If you still use them, check the new owner's plans before you move anything.

Halfkit, honestly

What Halfkit covers, and what it doesn't.

What Halfkit covers

Reporting, cash and plans.

  • 13-week cash forecast from today's cash: invoices in and bills out on their due dates, planned payroll, rent, loans and tax, the lowest point and the first week below your minimum.
  • Budgets and rolling forecasts: a 12-month budget from last year's actuals; the rest of the year projected from budget, a 3-month run rate or last year plus growth.
  • Consolidation across QuickBooks Online, Xero, Zoho Books and TallyPrime, with eliminations, currencies and NCI.
  • Alerts and board packs: daily checks on runway, cash and receivables, and a monthly PDF pack by email.

What it doesn't

Not a modelling tool.

  • No three-way driver forecasts with scenarios. Halfkit doesn't link P&L, balance sheet and cash in a driver-based model, and has no scenarios.
  • No API or Excel add-in. You can export the consolidation worksheet to Excel with live formulas.
  • Four ledgers only: no MYOB, Sage, FreeAgent, QuickBooks Desktop or NetSuite.
  • No SOC 2 report.

By where you came from

Find your nearest fit.

Sometimes that's Halfkit, sometimes it isn't.

You came from Fluidly

Fluidly was about cash. Halfkit's 13-week forecast covers the weekly outlook from invoices, bills and planned payments, for one company or a group.

If you need scenarios
Float is a focused cash tool with scenarios.

You came from Finmark or Causal

If you used them for budgets and reporting, Halfkit's budgets, rolling forecasts and board packs cover that. If you built driver-based models, it won't.

If you need three-way models
Fathom has three-way forecasts with scenarios.

You came from Mosaic

If you had several entities, Halfkit consolidates them with eliminations and currencies, and reports month by month against budget.

If you need planning depth
Mosaic now lives inside HiBob; check whether that suits you first.

Sources

Prices and features as of October 2026, from each vendor's public pages. Prices are in US dollars per month before tax unless we say otherwise. Figures marked reported come from third-party reports, not the vendor's own pricing page.

Vendors change prices and features often. If something here is out of date, tell us at hello@halfkit.com and we'll fix it.

Move your month end to one place.

Connect a company, build a budget and a 13-week cash forecast. Each company gets 90 days free from signup (first 100 signups, with 100 AI credits), no card needed.

Start free trial Talk to us